Pengaruh Variabel Makro Ekonomi Terhadap Pembiayaan Pada Perbankan Syariah Di Kota Medan

Abstract

Today, Islamic banking is booming and growing spread all over the world, both in Muslim and non-Muslim countries . The growth of the Islamic banking industry is fairly good, with an average growth of 30%-40%, much higher than the growth of conventional banking which is only about 12%. The growth of Islamic banking can be seen, among others, through the growth of deposits, third-party funds for banking are like blood, without which banking institutions will be lethargic and not passionate. Therefore, Islamic banking needs to strengthen the structure of funds to support the expansion of financing through a massive increase in customer-based and develop business capacity and the development of transactional services for all segments of both the mass of individuals and corporate institutions. the results of the analysis of the data that has been stated in the previous chapter, it can be concluded that the results of the analysis by the VAR method of multiple regression test at alpha 5% with the help of the Eviews program, show that variable inflation, interest rates, exchange rates and GDP have a variant in affecting deposits, this can be seen from the results of observations in the first period until the end of the period.